# Personal workspaces

> One person governing their own agents: a monthly allowance, a never-pay list, a card per agent, approvals on your phone and one switch that stops everything. The same identifiers and evidence a company gets, with defaults for a person.

Source: https://immiscible.fly.dev/docs/guides/personal-workspaces

A personal workspace is you and your agents. It runs on exactly the machinery a company uses: agents with stable ids, signed mandates, receipts, the card rail, the kill switch and a ledger you can verify offline. What changes is the defaults.

## Set up in one step

Choose **Personal** when you sign up (or create a personal workspace from the workspace menu). **Set up** applies the defaults below; change any of them later.

| Setting | Default for a person | Why |
|---|---|---|
| Allowance | £250 a month across every agent | one number you can say out loud |
| Never pay | betting, crypto exchanges and money transfer services | the ways a card turns back into cash, refused before any mandate is read |
| Ask above | £25 per payment, and any new merchant | small errands just happen; anything else asks you |
| Approvals wait | 30 minutes, then lapse | an unanswered request is a no |
| Prompts | sensitive details redacted before they reach a model | a card number pasted into a chat stays out of it |
| New agents | start as interns | they earn more on evidence, one rung at a time |

The card rail also refuses, at the card, merchant codes for quasi-cash, money transfer, gambling and securities, whatever a mandate says.

## Add an agent

**Add an agent** takes a name, what it may spend a month and what it may ask for above. It registers the agent, signs a monthly payment mandate for it, and issues its key once. Connect your card issuer under **Cards** first and you can give the agent **its own virtual card** in the same step, so one agent's card can be stopped without touching the others. Alone in your workspace, you connect the issuer and bind cards yourself; there is no second owner to wait for.

## Approve from your phone

Pair your phone (the console shows the link) or allow notifications in the browser, and approvals reach you there. Above the step-up line the phone asks you to prove it is you before it approves.

## The kill switch

**Stop everything** freezes every agent at once: every outstanding receipt is void, every pending approval is cancelled, and every card on the rail declines. Lift the freeze agent by agent when you are ready.

## The same evidence

A personal workspace's records are the same records a company's auditor reads: the [receipts](https://immiscible.fly.dev/docs/concepts/receipts.md) merchants verify, the [decisions](https://immiscible.fly.dev/docs/concepts/decisions.md) with their reasons, and a hash chain you can check offline.